You can do the following steps:
1. Go to Setup> Accounting> Payment Processing Profile
2. Click edit on the Merchant e-Solutions setup
3. Copy-paste the profile id and key sent by Merchant e-Solutions.
4. Payer Authentication = False
5. Test Mode = False
6. Inactive = False
7. Enable all gateway request types
8. Click on save.
If the same issue is not resolved still, you need to contact Merchant eSolutions to verify the correct profile key and id.
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